Ways to pay

Pay in full, or spread the cost

Pay in full with your card, an instant EFT or a digital wallet, or split the cost with Payflex, Happy Pay, Float or Stitch. You choose at checkout, and every device ships free either way.

  • Payflex
  • Happy Pay
  • Float
  • Stitch

Your options

Four ways to split the cost. None of them charge interest when you pay on time.

  • Also pay in 2 or 3

    4 interest-free payments over 6 weeks

    Today
    25% at checkout
    Then
    3 more payments, every 2 weeks
    Interest
    None
    Late fees
    R95 per missed payment, charged weekly, up to 3 times
    You need
    18+, a South African ID, and a debit or credit card from a South African bank
    Credit check
    Yes, when you sign up
    Other plans
    Pay in 2 or 3, with the rest on your paydays
    How it workspayflex.co.za
  • Nothing to pay today

    2 payments, on your next two paydays

    Today
    Nothing
    Then
    Half on your next payday, half on the one after
    Interest
    None when you pay on time
    Late fees
    R100 a week on a late instalment, up to 3 weeks
    You need
    A bank account and a few details
    Credit check
    Yes, a quick assessment sets your spending limit
    How it workshappypay.co.za
  • No sign-up

    Monthly instalments on the credit card you already have

    Then
    Equal monthly instalments over 4 months
    Interest
    None, and no fees
    You need
    A Visa or Mastercard credit card
    Credit check
    No, it uses your existing credit card limit
    Rewards
    You still earn your card’s reward points
    How it worksfloat.co.za
  • 0% interest

    2 to 6 monthly instalments

    Today
    The first instalment
    Then
    The rest monthly, collected automatically
    Interest
    0%, with no sign-up fees or hidden charges
    You need
    Approval at checkout
    Credit check
    Yes, a quick check sets your limit and how many months you can choose
    How it worksstitch.me

How it works at checkout

  1. Add your device to the cart and go to checkout.

  2. Choose Payflex, Happy Pay, Float or Stitch as your payment method.

  3. Sign in or sign up with the provider, get approved and confirm your plan. We dispatch within 1–3 business days.

Each provider sets its own approval, limits and fees. The facts above come from their own websites (checked September 2026); read their terms before you sign up.

Our own payment terms are in our terms of service.

Pay in full

Cards from all major South African banks, plus the wallets you already use. Payment is processed securely and we never see or store your card details.

  • Bank cards

    Visa and Mastercard credit, cheque and debit cards from every major South African bank.

  • Instant EFT

    Pay straight from your bank account. The order is confirmed as soon as the payment clears.

  • Apple Pay, Google Pay, PayPal and Capitec Pay

    Check out with the wallet already on your phone — no card details to type in.

Is there any interest?

No. All four options are interest-free, and there are no fees when you pay on time. If a payment is missed the provider may charge a default fee under their own terms.

Do I need a credit check?

Float needs no credit check — it uses the limit already on your card. Stitch runs a quick check to set your limit. Payflex and Happy Pay run their own affordability checks when you apply.

When does my device ship?

As soon as the provider confirms the payment, your order is treated like any other: dispatched within 1–3 business days, with tracking (and free delivery on every device).

What if I want to pay it off early?

Every provider lets you settle early through their own app or portal. Paying early costs nothing extra.

Which option should I pick?

If you would rather not involve credit at all, Float uses the card you already have. If you want the shortest commitment, Happy Pay is two payments. Payflex spreads it over six weeks, and Stitch goes furthest at up to six months.